Designed for payment processors, PSPs, and acquirers
As a payment company, you sit in the cross-fire between regulators, schemes, merchants, and fraudsters. ManyPaygate helps you manage identity and compliance at scale.
Designed for payment processors, PSPs, and acquirers
As a payment company, you sit in the cross-fire between regulators, schemes, merchants, and fraudsters. ManyPaygate helps you manage identity and compliance at scale – without turning your organization into a development shop for KYC/AML tooling.
Key challenges we solve
1. High-risk merchant onboarding
- Screen merchants, owners, and related entities across multiple data sources.
- Apply different flows for low-risk vs. high-risk industries (gambling, crypto, adult, etc.).
- Capture and verify documents and contracts with clear audit logs.
2. Transaction-level risk decisions
- Combine customer and merchant risk profiles with real-time payment activity.
- Flag suspicious patterns: bust-out schemes, laundering via refunds, payment routing anomalies.
- Trigger enhanced checks, temporary holds, or notifications automatically.
3. Regulatory exams and audits
- Show regulators exactly how your controls work with visual workflows.
- Pull evidence packs in minutes, not days.
- Demonstrate consistent policy application across all brands and regions.
Solution bundles for payment companies
Onboarding & Underwriting Suite
- Merchant KYC/KYB.
- Risk scoring and tiering.
- Document capture and review queue.
Ongoing Monitoring Suite
- Transaction screening and rules.
- Alerts & case management.
- Periodic review scheduling.
Regulatory Reporting Suite
- SAR/STR preparation workflows.
- Custom report templates.
- Secure export for regulators and banking partners.
Case story: How a PSP reduced manual reviews by 45%
A mid-market US PSP was drowning in manual reviews. Their team spent hours stitching together data from different tools to decide whether to onboard or offboard merchants.
With ManyPaygate they:
- Centralized merchant data, ownership, and risk scores.
- Automated low-risk decisions and escalated only edge cases.
- Created a standardized playbook for high-risk segments.
Result: 45% fewer manual reviews and much faster time-to-live for new merchants – without relaxing controls.
What payment leaders say
“ManyPaygate understands the realities of card schemes and sponsoring banks. The workflows map to how payment risk actually works, not how someone thinks it should work in theory.”
Ravi T., Chief Risk Officer, Global PSP
"We used it selectively for our riskiest segments first. Once we saw the results, we rolled it out to the rest of the portfolio."
Emily F., Head of Merchant Underwriting